What determines the price of an auto insurance policy?

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Your driving record — The better your record, the lower your premium. If you've had accidents or serious traffic violationsit's likely you'll pay more than if you have a clean driving record. You may also pay more if you're a new driver without an insurance track record. How much you use your car — The more miles you drive, the more chance for accidents so you'll pay more if you drive your car for work, or use it to commute long distances. Location, location, location — Due to higher rates of vandalism, theft and accidents, urban drivers pay a higher auto insurance price than those in small towns or rural areas. Where you park your car on the street or in a secure garage and anti-theft features may impact the bottom line as well. Other factors that affect premium price that can vary from one area or state to another are: cost and frequency of litigation; medical care and car repair costs; prevalence of auto insurance fraud; and weather trends. Your age — In general, mature drivers have fewer accidents than less experienced drivers, particularly teenagers.

Designed for most of human history, though, so as to perspective has not been recorded. Available back to the theory of Be in charge of the Hunter, the lives of men have been taken to represent those of humans overall. When it comes to the other half of charity, there is often nothing but calm. And these silences are everywhere. This is the gender data gap. These silences, these gaps, have consequences. The impact can be relatively minor — struggling to reach a top bookshelf set at a male height average, for example. Irritating, certainly.

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